Here are my ideas of the the potential long-term disruptors to our way of doing business:
1. Software as a Service (SaaS):
SaaS is increasingly gaining momentum with Small and Medium Businesses. The Economist recently had a wonderful article on SaaS.
2. The other threat is from what I like to call “smartsourcing” – a concept where companies outsource to freelancing individuals who are the best in their particular domain. One just needs to see sites like elance.com to get an idea of how this might shape up. It is akin to a movie studio where the best producers, directors and artistes come together for a “project” – they are not employees of the studio, rather just collaborators working towards a common aim.